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ARIM

Financial Document Processing and Analysis Automation

An artificial intelligence assisted pricing software solution aimed at offering customers the most suitable interest rate for deposits depending on macroeconomic factors and customer profile, using machine learning models to determine the interest rate that best aligns with the Bank's strategy at that moment.

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Problems

Time-Consuming Customer and Macroeconomic Data Review Processes

Consideration of customer-specific contracts previously opened and current macroeconomic conditions at each contract opening becomes a time-consuming and inefficient process flow.

Difficulties in Data Processing and Analysis

Manual analysis and decision-making processes can lead to errors. Lack of automated data analysis and decision support systems can make the process even more complex.

Solution

Explainable artificial intelligence models

It ensures the reliability and traceability of artificial intelligence recommendations.

Specific algorithm training with a strategy aligned with the Bank's strategy

It performs dynamic pricing that is fully aligned with corporate policies using algorithms trained in line with the Bank's current financial goals and strategies.

Customer-specific offers

It automatically determines the most competitive and accurate interest rate for each customer by analyzing macroeconomic data and customer profiles.

Automation of Processes

It speeds up the offer process and maximizes operational efficiency by eliminating manual data review and calculation processes.

Explainable artificial intelligence models

It ensures the reliability and traceability of artificial intelligence recommendations.

Customer-specific offers

It automatically determines the most competitive and accurate interest rate for each customer by analyzing macroeconomic data and customer profiles.

Specific algorithm training with a strategy aligned with the Bank's strategy

It performs dynamic pricing that is fully aligned with corporate policies using algorithms trained in line with the Bank's current financial goals and strategies.

Automation of Processes

It speeds up the offer process and maximizes operational efficiency by eliminating manual data review and calculation processes.

ARIM
Advantages

Efficiency

It analyzes customer competitiveness with clustering algorithms and ensures that the most effective and result-oriented pricing strategies are applied for each profile.

Explainable Artificial Intelligence

It guarantees that artificial intelligence decisions are reliable, auditable and traceable by transparently presenting the logic behind the pricing recommendations.

Employee Effort

It minimizes the effort expended by employees on time-consuming operational tasks by automating manual data review and calculation processes.

Reducing the Workload

It automatically and quickly generates interest rate recommendations for customers whose time deposit contracts are expired.
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