Yapı Kredi Technology- ASSOS

ASSOS

Financial Document Processing and Analysis Automation

It is an artificial intelligence application that identifies signatures on instructions with high accuracy rates and verifies that the signature was affixed by the customer using deep learning methods.

Problems

Excessive workload with no added value in processes requiring intensive signature checks

Manpower used for signature checks being both costly and having no added value.

High risk of abuse or error in manually conducted processes

Fraud transactions can be approved by employees due to the possibility of different interpretations of the similarity rates in signatures or due to malicious intent.

Customer dissatisfaction resulting from lengthy checks

Customer dissatisfaction occurs as a result of it taking a long time for a single employee to check all signatures, particularly in multipage documents.

Solution

Presence Check

Checking the presence/absence of signatures on pages of free form digital documents.

Signature Verification

Estimating the similarity between two signatures as a percentage.

Signature Determination

Determining the location of the signature.

Image Enhancement

Removing stamps from the background of signatures without reducing the legibility of the signature.

Presence Check

Checking the presence/absence of signatures on pages of free form digital documents.

Signature Determination

Determining the location of the signature.

Signature Verification

Estimating the similarity between two signatures as a percentage.

Image Enhancement

Removing stamps from the background of signatures without reducing the legibility of the signature.

ASSOS

Advantages

Objectivity

It prevents abuses and errors that may arise from the human factor in signature checks.

Time

It reduces the time required for signature checks from an average of 10 seconds to less than a second, enabling verification processes to be completed instantly and automatically.

Employee Effort

It performs high-volume checks autonomously and maximizes manpower efficiency by taking on the workload of dozens of employees all by itself.

Workload

It can single-handedly perform the workload of 14 full-time employees per year for a company that performs signature checks on 1 million pages per month.